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Phoenix Rent To Own Lease Option For Sale Home: This is a Newly Remodeled Home from Top to bottom with All New Kitchen Cabinets, All New Paint and Texture, All New Kitchen Appliances and more plus situated in Great Location close to shopping, restaurants, schools and freeways. This Home is Perfect for First Time Homebuyers so Get Qualified for this property now! We Repair your Credit and provide you financing! Call us today!
Lease Option HOTLINE: 602-254-6244
Search for More Properties at www.LeaseOptionHomesAz.com
Call Arcelie Butterfield at 602-254-6244 OR 602-388-2458 TO SCHEDULE AN APPOINTMENT TO VIEW THE INSIDE OF THIS NEWLY REMODELED HOUSE. For Quicker Response email me Arcelie@LeaseOptionHomesAZ.com.
To get qualified on our lease option program contact Sarah Morrissette with Arizona Wholesale Mortgage Inc at 602-476-7538 or Sarah@WholesaleMortgageInc.com.
More Information about the Property
Level: Single Level
Dining: Formal
Construction: Brick
Fencing: Wood
Cooling: Refrigeration
Heating: Gas Heat
Roofing: Built-Up
Taxes: $ 1, 363/2008
HOA: None
Pool: No Pool
Parking: 2 Car Carport; Slab
Fireplace: 1 Fireplace
Kitchen Features: Range/Oven, Stove, Dishwasher, Refrigerator
Master Bathroom: Full Bath Master Bedroom
Utilities: SRP, SW Gas, Water-City of Phoenix, Sewer-Public
New Financing: FHA, VA, CASH, CONVENTIONAL, LEASE PURCHASE, LEASE OPTION/ RENT TO OWN
Elementary School: Washington Elementary District; Lakeview
Junior High School: Cholla
High School: Glendale Union District; Cortez
More About our Program
Our Rent to Own is different than any other rent to own seller you may encounter. Because we've turned selling rent to own homes into our main line of business we developed some proven strategies to help you repair your credit and obtain financing.
What’s the 1st Step: Getting Pre-qualified in our Program
Simply go online www.LeaseOptionHomesAZ.com and fill out a FREE Application or click here: Free Application
We don’t have a CREDIT SCORE requirements.
Blemished Credit is OK.
Please fill out the application with all your information and co-borrower (if applicable). Once we received your application it goes directly to our application processor Sarah Morrissette. She will contact you directly and have an answer within 24 hours from the time we received your application.
What’s the 2nd Step: Finding your dream home.
Once you are pre-qualified in our lease option program, you can choose any houses we have available. Keep in mind that we purchase 4-5 houses every month so if you don't like what currrently have, there's always new houses coming in our inventory.
It is FIRST COME - FIRST SERVE so i highly recommend to fill out the application now.
For List of Available Properties please visit www.LeaseOptionHomesAZ.com and click on AVAILABLE PROPERTIES
All properties under “Available Properties” section are newly remodeled and move in ready.
There is no Money Down to Move in to these properties. No Security Deposits – Just Pay the 1st Month’s Rent.
How Does our Lease Option Program Works?
We specialized in working with clients that can’t qualify to “purchase a house” right now due to some credit issues or they need time to save up money for the down payment.
Once we approved you in our lease option program and identify a house that you like, you can move in to the property right away.
You will sign a 6 months Residential Lease Agreement and 6 months Option to Purchase.
Once you move in to the property, Dometri Companies (preferred Credit Repair Company) will be working with you in getting your credit repaired.
Once credit is ready for the actual financing, Arizona Whole Mortgage (our preferred Mortgage Company) will help you in getting qualified and approved for financing on the property.
This process will happen in 6 months, from start to finish.
There is a PENALTY if you DON’T go through the purchase of the property. DO NOT LEASE OPTION A PROPERTY THAT YOU HAVE NO INTENTION OF BUYING.
How Do you Know if you Will Qualify?
When we go through the pre-approval, we are basically setting you up for financing – so we ask all of the general questions as if you were to apply for a mortgage, BUT BETTER – because we will help you fix all of the things that are stopping you from buying now.
Here are the 2 areas that we look for to pre-approve you for our Program:
You’re Application:
Employment – We check to make sure you have stable and secure employment history for the past 1-2 years
Income and Debt– We check to make sure that you make enough income to purchase one of our agents homes (typically $2500 a month)
Your Credit Report:
There is NO credit score required to be approved! In fact – WE DON’T CARE what your credit score is! We know that when you join the credit repair program, your credit scores will increase to where they need to be and the negative reporting will be removed.
We pull your credit report because we want to see what is one there, good and bad. That way we can determine how long we think you will need for our credit repair services, 1 month, 2 months etc. Remember, the Lease option program is designed to turn you into a homeowner with the help of our credit repair and guidance in about 6 months or less.
We are also looking at the credit report because we are checking to see what is reporting both positive and negative items. For the Negatives items we look closing at when it reported, what the balance is, who the collection or creditor is that way we can help gauge the success of the credit repair
Credit Items that we CAN’T work with to approve you for the “Lease Purchase” Program:
Auto Repossessions: (must be at least 3 years or older and/or with zero or minimal balance, or payments arrangements are made)
Foreclosure/Short Sale: (financing can be obtained 3 years after the recorded date of the foreclosure/short sale)
Bankruptcy: (Chapter 7 BK’s must be discharged for 2 years / Chapter 13’s must be in place at least 1 year with good payment performance)
Judgments or Tax Liens: (Must be paid off or settled prior to financing - if not removed with credit repair)
Apartment or Rental Collections: (must be at least 2 years or older and/or with zero or minimal balance, or payments arrangements are made)
Any Education Loans in Collections: (With an education loan in collections we must establish a good payment history before we can do the financing)
Child Support Collections: (If it’s a collection or judgment – you must have iron-clad proof of payments being made in accordance with the agreement/payment arrangements)
Recent Late Payments either on your current auto loan(s) or credit cards: (no late payments in the last 6 months)
What if you are legally married but applying by yourself? (Credit reports are required for non-borrowing spouses in community property states only. All debts for the non-borrowing spouse must be used when calculating the borrower’s debt ratios)
There are ALWAYS exceptions to the rules - Any other negative credit history will be evaluated
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